
The Playbook

Should You Be Investing?
When people try to follow a financial plan in the wrong order, it can be just as bad as not following one at all. Paying off debt and saving money should come before investing.

How Do Personal Loans Work?
Whatever the reason for a personal loan, the fact remains that it’s going to cost more to buy what you want because you will also have to pay interest on the amount you borrow.

What Is Overdraft Protection?
The bank or credit union where you keep your money will cover the charges even if you don’t have enough funds in your account to cover the total amount.

When Are Student Loans Due?
The longer you wait to start paying back your loan, the longer it will take you to repay it, and the more money you will have to pay overall thanks to the interest that accrues.